Factoring and Trade Finance
GHS Finance Pty Limited can offer a factoring invoice discounting facility. This is an unsecured business loan where your invoices can be sold to a factoring company at a discounted price. This will assist in your cash flow and give you funds fast.
UNSECURED Business Loans
GHS Finance Pty Limited offers up to $250,000 unsecured Business Loans. Traditional lenders will only help SME’s if they have property to offer as collateral. The process is slow and their lending criteria is unreasonable. GHS has a cash flow based product for those growing SME who can’t get money from traditional lenders. See More
Commercial Hire Purchase
For business’s or individuals with a car/equipment allowance that want full ownership at the end of the finance period. Repayments can be structured to suit your cash flow with balloon or lump sum payments at the end of the term.
Chattel Mortgage
For business’s or individuals with a car/equipment allowance that want full ownership at the end of the finance period. Repayments can be structured to suit your cash flow with balloon or lump sum payments at the end of the term.
Equipment Finance
All manner of goods can be financed, from the small home office set up to the multi million dollar manufacturing plant, from boats to trucks to planes, at GHS Financial Services we do it all!
Marine and Caravan Finance
GHS Finance Pty Limited can offer finance for Boats and Caravans on a consumer finance basis.
Small Ticket Leasing and Business Loans
GHS Finance Pty Limited can offer small ticket Leasing and Business Loans from $5,000 - $50,000 on an unsecured basis. For Commercial customers that are unable to obtain finance from the main lenders. We can offer Leases and Business Loans to suit any business purpose provided you have a current ABN.
Lease
The vehicle/equipment is rented or leased for a monthly payment over a period of 2 to 5 years with a residual or lump sum payment at the end of the lease in line with Australian Taxation Office guidelines
Novated lease
As part of a salary package arrangement, this is a three-way agreement between the employee, the employer and the lender. The employer agrees to make the repayments per the contract while that person remains in their employment. If you leave the company, the vehicle/equipment goes with you.